Department: Sales / Retail Assets

Reports To: Branch Manager / Area Sales Manager

Employment Type: Full-time

Job Summary

We are looking for a dynamic and results-oriented Mortgage Loan Officer to join our lending team. You will be responsible for sourcing new home loan applications, guiding customers through the mortgage process, and ensuring a seamless approval experience. The ideal candidate has a strong sales background and excellent knowledge of mortgage products.

Key Responsibilities

1. Sales & Business Development

• Source potential clients for Home Loans, Loans Against Property (LAP), and Mortgage Refinancing.
• Build and maintain relationships with Real Estate Agents, Builders, and Chartered Accountants to generate referrals.
• Meet or exceed monthly and quarterly sales targets (disbursement & file login).
• Organize promotional activities and loan camps to increase brand visibility.

2. Customer Consultation & Processing

• Evaluate customer financial status and creditworthiness to recommend the right mortgage product.
• Collect and verify initial documentation (KYC, Income Proof, Property Papers) before submission to the credit team.
• Act as the single point of contact for the customer from application to loan disbursement.
• Resolve customer queries regarding interest rates, EMIs, and processing fees.

3. Compliance & Reporting

• Ensure all applications comply with company policies and regulatory guidelines (e.g., RBI/Central Bank norms).
• Maintain a daily sales report (DSR) and update the CRM with lead statuses.
• Monitor post-disbursement documentation and assist in delinquency management if required.

Requirements

• Education: Bachelor’s degree in Commerce, Finance, or Business Administration.
• Experience: 5 to 10 years of experience in Mortgage Sales, Banking, or NBFCs.
• Skills:
  • Strong understanding of Home Loan products and documentation.
  • Excellent negotiation and interpersonal skills.
  • Basic knowledge of credit analysis and property legalities.
  • Local market knowledge is a plus.

What We Offer

• Competitive fixed salary + Uncapped Sales Incentives.
• Travel and Mobile Allowances.
• Fast-track career growth into Team Leadership roles.
• Health Insurance and statutory benefits.

To apply, fill this form : https://forms.gle/VTAbx3pXg1JipvKF9